BROKE?, start counting…

I know saving can seem impossible and too much to consider when you’re broke, but not when you break it down to the root of your low (or negative) cash flow. Take your last bank/credit card statement or if you only deal with cash, pile up all your receipts. Tally up and categories your expenses. Typical expenses: Food, shelter, entertainment, car, clothing. Total each category and see how much your spending. This will give you an idea where all your money is going and also tell you where you need to cut back.

Start counting and you will find out WHY YOU’RE BROKE vs.YOU ARE  BROKE. 

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